Insurance and Payments

At Bergen Optometry, our goal is to promote good eye health and help you achieve optimal vision. To make this possible, we accept a wide variety of vision insurance plans, as well as cash, checks, credit cards and buy now, pay-over-time financing options such as CareCredit and Sunbit. We’ll gladly inform you about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

***As of March 2023, we do not accept any Medicaid plans. Please feel free to call or text us at 201-482-1216 to discuss alternative payment options.

Vision Insurance

The knowledgeable staff at Bergen Optometry has extensive experience working with most major vision insurance providers. We will work with you and your insurer to submit claims regarding your vision care. 

We strive to ensure that you understand your insurance coverage and would be happy to answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, however, not all costs associated with eye care may be covered. Most plans also require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

We accept most major vision plans including VSP, Eyemed and Davis Vision. Our online scheduler will let you know if we accept your insurance provider. If you have additional questions on coverage, you can text or call our office at 201-482-1216.

Flexible Spending Accounts

Flexible Spending Account (FSA) are elective, supplemental insurance savings plans. These employer-provided plans enable you to save pre-tax money in an account which can then be used to pay for non-insured medical expenses. 

FSAs can typically be used in conjunction with your vision insurance plan to offset any out-of-pocket expenses you may incur, including the cost of eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your employer to see if you are eligible for this program. 

Other Payment Options

At Bergen Optometry, we understand that cost can be a major concern when evaluating vision care providers. We do not want this to become an obstacle to maintaining proper eye health and good vision. As such, we are happy to offer various forms of buy now, pay-over-time options. We have partnered with Sunbit where 9 out of 10 applicants are approved for financing. Patients can get pre-approved with Sunbit thrugh this link prior to your appointment. 

Visit our online scheduler or call us at 201-482-1216 today to schedule your eye exam.